Saving money

Always have intention. Nawaitu itu penting. Lol.

Anyway, some of my friends have asked me how I’m not that broke in light of house payments. So I’ve noted them down and this serves as a reminder to myself to just in case I fall into the abyss of my spendthrift youth.

Okay, so I started having a money detox when I began officially working in August last year.

Prior  to that, money was just paper, waiting to be exchanged for Starbucks, plane rides and eating out. The last few years in Uni, I could count the amount of home cooked meals I had with my fingers. It was a jab at the “I’m independent” notion I wanted to shove down my parents’ throats. Thank god they survived.

When I began to have a solid income, I decided that I would spend less than what I would make on the day through the side jobs, keeping the $2.4k ++ intact.

For example, I taught tuition after work every weekday, and depending on the classes, I would earn between $40-$75 daily. That meant that my expenses (including transport, food, hp bill of $100/30 days, gym membership of $99/30days) must all fall under the amount. If for some reason I had to call in sick for that day, I’d limit food and walk rather than train/bus. Weekends were harder because even though I would bring home slightly over $200 on a Saturday, the hangout with family and hey-let’s-ask-Angah-to-belanja evenings would put me in the Red zone at times. I learned after that it was ok to share the bill *glares at Along*. Sundays are my lowest earning days so it was easy to follow a strict budget when you go out because you know that you can’t spend more than you make (or at least your conditioned brain thinks you make).

With the salary, I would give 1k to my parents for tolerating the pain I’ve inflicted to them over the years and save the rest. I go crazy on birthdays and festivities.

I try to follow the same rule now too, but it gets tighter because for a couple of months recently, the entire $2.4k was diverted into house payments. I gave my parents $500 instead of $1k and was proud to say that I could still save around $50 a month! My highest was in April at $52.08 *beams* Alhamdulilah!

So my theory with money is this: If the duit is Halal and you are using your money for good, you give some to your parents for Berkat, Insyallah, duit mesti ada.

Importantly, these rose tinted glasses I’m wearing, well they always tell me that I have money. And feeling like you have money sure beats the gloom of not having any!

 

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Gonna be mine and Fazal’s in 6 months Insyallah *squeals* 

Well, and OCBC but whose looking at that.

 

My expanding family

Walking around Taipei, Mr Law saw someone sitting fat and heavy on the racks.

I read his mind immediately.

“No, no. It’s too expensive for a soft toy,” I told him. 

Just for form la cos inside my heart, everything was yearning towards it. Small and pudgy with horns to bite at night, hehe, it’s everything you would want in a plushie.

I was saying no, but was willing to steal from a child for it guys!

We brought him up Taipei 101, people watched and even had his first flight home. Truly a mama’s boy this one!

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Welcome home, Mr Rhino. You, Ah Moo, Twinkleboobs, you guys complete my life.

You guys are the testament of Mr Law’s courage, dedication and hard work. I wouldn’t be here right now with all of you if Mr Law wasn’t who he is.

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How do you know?

Me: I don’t know. How do YOU know?

A: Sometimes when you know, you just know. It should be easy. It shouldn’t be like work.

Me: It’s never been easy. Well there are moments when it is. It tides away all the uneasiness always lurking beneath the surface. But its a lot of hardwork. So I don’t know. I’m scared.

Making hard decisions

I think.. all my life, I’ve yet to make difficult decisions.

Everything was just one step after another.  Most of my peers felt the same way too. If you do reasonably well in school, you go through the system that has been evenly paved out for you.

I went to school, did my A’s, went to Uni, fell in love.

I never had to take no for an answer. If it was something I really wanted, I probably could find a way to get it. Come hell or high water, Nur Hafizah never really hears “No”. She hears “maybe”, “possibly”, “only with the right incentive of course 😉 ” instead.

I’ve realised how much of an ego booster that is. And this perception of self-fulfilment.. well, it’s just a farce.

I finally understand now how tidy plans can never happen without the help of the Almighty. And I’ve just been lucky to have all the stars aligned. (Alhamdulilah)

But what happens when the cookie no longer crumbles my way? There’s no charts to fill in, tables to determine the best probability forward. How does one use her “instincts” if it has not been honed before?

So these past few days, it’s been Tahajjud prayers for me. Somehow, when I wake up for Subuh after, I no longer feel the weight heavy against my chest. I mean, my body had ran out of snot already, it’s all dry and crumbly on the prayer mat 😀

I’ve been cheating a little too. I’m asking Allah swt not to grant me patience, but instead, just take it all away already and make things easy for me. Lol, always the cop out way.

But in all honesty, I pray for all of you to have peace and happiness in your lives. And the ability to go through hardships with grace. I hope that you too could spare a prayer for me. Remember, don’t ask God for patience for me ok, tell Him I’m weak and ask Him to take it all away already!! :p

 

Toilet Break(s)

If you guys grew up in a big family, you’d know how hard it is to keep things to yourself.

You don’t close your bedroom door unless you’re changing, or keeping the aircon in. You are expected to be present; Netflix together in the living room, eating together when you’re home. And today had to be a Sunday. That means the world and their issues would be home.

 

Well today, I was stuck in a conundrum because there’s no way I could go home tear-streaked blotchy face. I walked around the estate, and then some more before my armpits started dripping in the steambath that is singapore #whatatraitor

Went home anyway after scrubbing my face clean. I actually bought $2.50 packet of tissues from NTUC because all the $1 tissue Aunties and Uncles are prolly on leave/conspiring against me. Almost immediately my mum caught on. I must have reeked despair. Might as well carry a sign. What a waste of $2.50

So here I am, sitting in the toilet every time I feel a crying jag coming. 😦

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Thank god I scrubbed it clean yesterday 💁🏻

Raya open house at our home..?? Serious.

This Ramadhan and Hari Raya was indeed a blessed one, I don’t have enough fingers and toes to count the number of ways how it was great

I got to spend the entire month without a single work responsibility

I cooked, shopped, made kuihs (which I coerced people into eating, lol!), prayed teraweeh, khatam the quran

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Along was around for the first time in 6 years.

And because her wedding had a grand total of 50 odd attendees (<3) my parents thought that it would be a good idea for us to have a small open house so that family that couldn’t come for the wedding could come for this instead. In this 25 years that I’ve been alive, we barely go out for raya, or had much guests for raya let alone have an open house.

And you would think that an open house is easy right…? You cook a little, you clean a little, and that should be it.

HO BOY. 

My mom went absolutely nutso batso.

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Malam raya at Geylang. This was after all the cooking, cleaning and takbir that went on. #pasrah

Suddenly, the carpet did not match the ceiling, the water wasn’t wet enough.

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“Our home has no plants,” Ibu says. WHEN WAS THAT A PROBLEM??!

She got inspired and wanted to be a gardener, a chef, a professional cleaner all in one day.

Well, her idea(s), my execution (of course). 

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Have you guys been in a situation where you had to lug huge ass indoor plants by yourself, cart them into an uber to ikea to buy more shenanigans then cart the WHOLE  loot back home on another uber?? Ya, me neither. Until 4 weeks ago that is. #nasibbaiksayang #anaksyurga LOL.

She even lifted her “no artificial sweeteners for children” mantra and got cotton candy, lollies, chocolate fondue all for the little (and not so little) guests.

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PSA: I’m sorry if your kids drove you up the wall that day. Dry cleaning on my mom, please take a number.

Ibu cooked up a storm, we ensured that every corner of the house sparkled and ibu even tried to sneak ah moo and twinkleboobs into the washing machine. #theydidnotappreciateit #theyareclean #thankyouverymuch

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I had a blast being with family, my grandmothers especially.

I could tell that Ayah especially was proud that he has reliable children (READ: daughters) that he could count on to keep the food warm, to entertain the guests and clean after the mess once it was all said and done.

Perhaps next raya, Insyallah, I would be settled in my own home.

But this right here, will always be home and family.

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Movie Date

A couple of days back, Mr Law decided that we’ve not been hanging out enough

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(READ: He misses me)

Naaawwwwww

and wanted to grab dinner and a movie. I was excited even if the movie had to be Transformers (he enjoys them hiak hiak movie, I enjoy sitting next to him. WIN!)

We had dinner at fatpapas, a hipster type place 5 mins from his work place and went to JEM after.

Well, the Fazal-watching-during-movie-watching did not quite work out. Lol!

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But thanks for the dinner and comfy chairs treat baby. I sure had fun!